What is Progressive Smart Haul?

What is Progressive Smart Haul?

A recent Overdrive article on truck insurance has generated a number of questions including “What is Progressive Smart Haul?”  Here’s what you need to know: Smart Haul is a program that allows Small Motor Carriers and Owner Operators the opportunity...
2022 Truck Insurance Trends

2022 Truck Insurance Trends

Well, safe to say the past couple of years have been strange, so what’s in store for Owner Operators and Truck Insurance in 2022? Last Mile Delivery No surprise here, Last Mile Delivery exploded during Covid and continues to grow.  In 2020, the LMD industry was...
Owner Ops – Why Your Truck May Be Under Insured in 2022

Owner Ops – Why Your Truck May Be Under Insured in 2022

Savvy Owner Operators know that after an accident, the insurance company will look at the vehicle’s Stated Amount and Actual Cash Value (ACV) and pay whichever IS LESS.  You, the Owner Op, chose the Stated Amount at the start of your Commercial Auto policy.  If...
Are you a Courier or an Expediter?

Are you a Courier or an Expediter?

The number of people dabbling in Amazon Last Mile Delivery has thrown a bit of a wrench in the insurance underwriting of smaller vehicles making “for hire” deliveries. A professional cargo van or sprinter driver hauling time sensitive freight on an...
Understanding Owner Operator Phys Dam Insurance

Understanding Owner Operator Phys Dam Insurance

Owner Operator, do you ever drive along and wonder “Exactly What IS Phys Dam?” “Phys Dam” is short for Physical Damage. Physical Damage is the Comp and Collision Insurance Coverage on your truck. Collision insurance covers your truck if it is damaged by...