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The Commercial Truck Insurance Filing Requirement MC S90 is easy once you know what it is. You’ll hear both MC S90 and BMC91X mentioned over and over, but what are they? Here’s a quick summary:  

One of the most common questions we receive as Truck Insurance Brokers is How does Non Trucking Liability insurance differ from Primary Liability.  Why is there such a cost difference?   Let’s start with the basics.

What kind of commercial truck insurance does a FedEx Custom Critical Owner Operator need? Owner Operators hauling for the FedEx Custom Critical division are independent contractors and provide their own $1,000,000 NTL, Non Trucking Liability Insurance.

Non Trucking Liability or NTL, is frequently misunderstood because many Owner Operators think it simply means when not under dispatch.  Read more to learn how Non Trucking Liability really works. Who needs Non Trucking Liability Insurance?

The number one Truck Insurance question asked by new Owner Operators and Motor Carriers is… What’s the Best State for me to set up my Truck Insurance? Before Covid we saw an increase in the number

Any Owner Operator venturing out to become a new Motor Carrier wants to save money on his truck insurance. Right now you’re probably driving your truck hauling freight for hire while “leased on” to a large

Commercial Van Insurance should be cheap given it’s not technically Commercial Truck Insurance.   Coverage for Cargo Vans and Sprinters is usually written as Business Auto Insurance. Here’s why that difference matters to you along with

Here’s some tips on how to become an Owner Operator with no experience: What is an Owner Operator?  An Owner Operator is someone who owns their own truck and operates as an Independent Contractor hauling freight

Michigan Owner Operators are required to carry PIP, which inflates their truck insurance rate. PIP is Personal Injury Protection that an Owner Operator purchases as part of his Trucking Commercial Auto Liability Insurance policy. PIP insurance

Google’s simple answer is ‘a vehicle used for carrying goods or fare-paying passengers’.  But because of FMCSA requirements and Broker Underwriting, the actual definition of a commercial vehicle can be confusing.   Here are some of