What to Know About Insuring Cargo Vans for Commercial Use
What to Know About Insuring Cargo Vans for Commercial Use Are you an Owner Operator of a Cargo Van or Sprinter Van hauling freight for hire? Understanding the intricacies of
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Commercial Insurance for Straight Trucks and Box Trucks is very industry standard at this point. In other words, it’s hard to get a load if you can’t prove you have at least this coverage somewhere*:
| Primary Commercial Auto Liability | $1,000,000 CSL |
| Cargo | $100,000 |
* If the Owner Operator has “leased on” to a bigger Motor Carrier, then the Motor Carrier provides the Primary Commercial Auto Liability. Per contract, the Owner Operator is still responsible for providing “Non-Trucking Liability” which means he’s insuring himself while not operating on behalf of the Motor Carrier.
“Non-Trucking Liability” costs much less because it’s only part time coverage. (link)
“Primary” Commercial Auto Liability costs much more because it insures 24/7.
If the Owner Operator of the Straight Truck has chosen to obtain his own DOT number and operate under his own authority then he is responsible for “Primary” Commercial Auto Liability.
Premiums vary WIDELY from state to state.
Obvious factors like the following come into play.
Read our list of 10 tips to reduce your premiums.
GEICO commercial trucking insurance is usually the best. They have a new program that is specifically for box truck operators.
Have your drivers license and VIN number ready to get a fast commercial auto quote on your cargo van or sprinter.
The ladies at CIS love to chat, have many contacts and can give you a lot of free advice on which direction to go.
What to Know About Insuring Cargo Vans for Commercial Use Are you an Owner Operator of a Cargo Van or Sprinter Van hauling freight for hire? Understanding the intricacies of
GEICO Trucking Insurance: Another Choice for Expediters! 330-864-1511 We are delighted to let you know that CIS can now offer Owner Operators and small Motor Carriers an additional choice
Owner Operator Trucks may be UnderInsured if they haven’t run fresh quotes with the brand new trucking insurance company in town. When it comes to claims time the insurance company
John LeonardosJuly 23, 2024Great rates and prompt courteous serviceAntonio GomesJuly 17, 2024they are very good people friendly very helpful and very fast with insurance service it is the bestPaula JohnsonJune 11, 2024I had a glass claim which took me forever to turn in. Got to them and was handle the same day! Awesome folks! W and P Johnson Trucking LTDTim AndersonJune 6, 2024I've been with CIS close to two years and I have to say that this is the best Commercial Insurance Co. that I've come across. Their insurance rates are great! I'm also just amazed at the level of customer help, friendliness and professionalism that I've received from Rachel and Kelly just recently and last year.IbeeJune 3, 2024Excellent serviceCalvin MikellApril 26, 2024I have to pass on the offer....but the service and explanation was great.
We shop multiple transportation insurance companies to get the best rates. Whether you’re a new start up, owner operator or an established motor carrier, we have a competitive insurance package for you.
Call us to find out in just a few minutes what it will cost to insure your commercial truck.
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