Box Truck & Straight Truck Insurance

The Best Box Truck Insurance has your back when things don’t go as planned—and so does the Best Truck Insurance Agency!

Start with the basics: Liability, Physical Damage, and Commercial Cargo Insurance are the key coverages you’ll need to haul freight for hire in a Box Truck or Straight Truck.

Hauling General Freight—and who knows what else? We’ll set you up with the right Commercial Cargo Insurance without breaking the bank.  

Hauling perishables? You’ll need Reefer Breakdown Coverage so read up on The Best Refrigerated Truck Insurance.

Look, we know insurance can be confusing. That’s why we cut through the legal jargon to help you find Affordable Box Truck insurance that still gives you great coverage.

At CIS, we’ll help you protect your Truck, Cargo, and Hard Work—making sure your premiums stay as low as possible from startup through renewals.

We’re a small but mighty team of Truck Insurance Pros, and we’re here to guide you every step of the way 😊.

See what other Owner Operators say about CIS—check out our 5-star Google reviews!

Getting started is a breeze. Just start a Quick Online Box Truck Insurance Quote or give us a call at (330) 864-1511—we’ll handle the rest!

Coverage Options for Box Trucks

Primary Commercial Auto Liability:  This 24/7 coverage is mandatory for Independent Owner Operators or Motor Carriers who have their own USDOT Authority.   FMCSA minimum requirements start at $750,000 for General Freight, but $1,000,000 is the Box Truck industry standard for Commercial Auto Liability.

Physical Damage Coverage:  Collision Insurance covers your truck when it strikes something or flips, and Comprehensive kicks in for fire, theft, vandalism, animal hits, etc. 

Commercial Cargo Insurance:  Often referred to as Motor Truck Cargo Insurance.  Insures the freight you are hauling for theft, fire, collision and striking of load.

Reefer Breakdown Coverage:  GEICO’s Reefer Breakdown Coverage is a game changer for temperature sensitive loads.  All Refrigerated Truck Insurance covers your cargo for spoilage or damage from sudden refrigeration unit failures – GEICO does more.

General Liability: Handles off-road incidents like property damage at a delivery site, rounding out your protection.