Indiana Commercial Truck Insurance Requirements
Commercial Truck Insurance Requirements Indiana Commercial Truck Insurance Requirements for Motor Carriers start with Federal Requirements set by FMCSA. FMCSA is the Federal Motor Carrier
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Commercial Insurance for Straight Trucks and Box Trucks is very industry standard at this point. In other words, it’s hard to get a load if you can’t prove you have at least this coverage somewhere*:
| Primary Commercial Auto Liability | $1,000,000 CSL |
| Cargo | $100,000 |
* If the Owner Operator has “leased on” to a bigger Motor Carrier, then the Motor Carrier provides the Primary Commercial Auto Liability. Per contract, the Owner Operator is still responsible for providing “Non-Trucking Liability” which means he’s insuring himself while not operating on behalf of the Motor Carrier.
“Non-Trucking Liability” costs much less because it’s only part time coverage. (link)
“Primary” Commercial Auto Liability costs much more because it insures 24/7.
If the Owner Operator of the Straight Truck has chosen to obtain his own DOT number and operate under his own authority then he is responsible for “Primary” Commercial Auto Liability.
Have your drivers license and VIN number ready to get a fast commercial auto quote on your cargo van or sprinter.
The ladies at CIS love to chat, have many contacts and can give you a lot of free advice on which direction to go.
Commercial Truck Insurance Requirements Indiana Commercial Truck Insurance Requirements for Motor Carriers start with Federal Requirements set by FMCSA. FMCSA is the Federal Motor Carrier
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