Cargo Van & Sprinter Insurance

cargo van and sprinter commercial insurance
Cargo Vans and Sprinters are used to haul all kinds of valuable cargo in the expediting trucking for hire niche.

We can help you find the best commercial van insurance rates!

What kind of insurance do I need to haul freight for hire in a Cargo Van or Sprinter?

Commercial Insurance in the Expediting niche of trucking is very industry standard at this point.  In other words, it’s hard to get a load if you can’t prove you have at least this coverage:

Primary Commercial Auto Liability$1,000,000 CSL

Watch a short video to learn about the difference between primary commercial auto liability and general liability.

If the Owner Operator has leased on to a bigger Motor Carrier, then the Motor Carrier provides the Primary Commercial Auto Liability.  Per contract, the Owner Operator is still responsible for providing Non-Trucking Liability which means he’s insuring himself while not operating on behalf of the Motor Carrier.

Primary Commercial Auto Liability costs much more because it insures 24/7.

Non-Trucking Liability costs much less because it’s only part time coverage.

Commercial Van Insurance Common Questions

Premiums vary WIDELY from state to state.

The premiums also vary widely between Primary Commercial Auto Liability and Non-Trucking Liability.

Obvious other factors such as:

  • driving record
  • value of your unit
  • radius of operation
  • and yes, credit

all come into play. 

Read our list of 10 tips to reduce your premiums.

$300,000 liability is the minimum requirement as designated by FMCSA.

This is dependent upon the broker’s requirements; most brokers require a minimum of $1 Million in liability coverage to prevent gaps regardless of unit type. Simply put, continuity.

Yes!  And we suggest that you do.  We can provide a same-day quote basing the information on your preferred unit type.  

Yes, we can typically start a policy with as little as 9% down.

No, we can write all coverage types regardless of your DOT status.  We can help guide you through each of your options, helping you decide which business structure is the best fit. 

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Take 5 minutes to call us and get the best insurance rates.

Have your drivers license and VIN number ready to get a fast commercial auto quote on your cargo van or sprinter.

The ladies at CIS love to chat, have many contacts and can give you a lot of free advice on which direction to go. 

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What does Motor Truck Cargo cover?

Motor Truck Cargo is insurance that covers the freight a Motor Carrier or Owner Operator is hauling.  The premium is based on types of commodities.