Cargo Van & Sprinter Insurance

cargo van and sprinter commercial insurance
Cargo Vans and Sprinters are used to haul all kinds of valuable cargo in the Expediting Trucking for Hire niche.

What kind of insurance do I need to haul freight for hire in a Cargo Van or Sprinter?

Commercial Insurance in the Expediting niche of trucking is very industry standard at this point.  In other words, it’s hard to get a load if you can’t prove you have at least this coverage:

Primary Commercial Auto Liability$1,000,000 CSL
Cargo$100,000

Learn about the difference between Primary commercial auto liability and general liability here.

If the Owner Operator has leased on to a bigger Motor Carrier, then the Motor Carrier provides the Primary Commercial Auto Liability.  Per contract, the Owner Operator is still responsible for providing Non-Trucking Liability which means he’s insuring himself while not operating on behalf of the Motor Carrier.

Primary Commercial Auto Liability costs much more because it insures 24/7.

Non-Trucking Liability costs much less because it’s only part time coverage.

How much does commercial insurance cost for a cargo van or sprinter?

Premiums vary WIDELY from state to state.

The premiums also vary widely between Primary Commercial Auto Liability and Non-Trucking Liability.

Obvious other factors such as:

  • driving record
  • value of your unit
  • radius of operation
  • and yes, credit

all come into play. 

Read our list of 10 tips to reduce your premiums.

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Your best bet is to take 5 minutes and call us.

Have your drivers license and VIN number ready to get a fast commercial auto quote on your cargo van or sprinter.

The ladies at CIS love to chat, have many contacts and can give you a lot of free advice on which direction to go. 

Want to know the best rates for truck insurance?

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