Hey New Truckers, Great News—Progressive Truck Insurance Quotes now include new lower rates just for you!
Progressive’s new lower trucking insurance option likely came about thanks to a new competitor stirring things up and keeping everyone on their green toes:)
Progressive offers all kinds of Commercial Van Insurance for Cargo Vans, Sprinters, Step Vans, Delivery Vans–Plus Hot Shot Insurance, Box Truck & Straight Truck Insurance, Tractors, & More…
Progressive is stepping up their game with lower premiums just for new Motor Carriers.
Call CIS at (330) 864-1511…we’d love to give you the scoop!
CIS is an independent Commercial Truck Insurance Agency helping small family Truckers nationwide since 2002.
Keep reading for more great news about updates to Progressive’s Commercial Truck program and get 4 Tips for more affordable Progressive trucking insurance with CIS.
Does Progressive Insure Brand New Truckers?
Yes, Progressive has always been one of the few companies that’ll cover brand-new truckers looking for commercial truck insurance.
This is where more competition means better premiums for you!
With a Gecko hot on their heels, the two big guys are battling it out for your business:)
That’s where an Independent Transportation Insurance Expert like CIS comes in—by working with multiple companies, they help you find the best coverage at the lowest price.
Is getting new DOT Motor Carrier Authority and Progressive Insurance Difficult?
Starting a new authority and getting insurance is easier than you think!
First, give CIS a call at (330) 864-1511.
We’ll give you a quick estimate to see if the insurance even fits your budget.
Then simply follow these Easy Steps to Get Your Own DOT Motor Carrier Authority, courtesy of CIS.
We’ll hold your hand from there:)
Is Progressive Affordable for New DOT Motor Carrier Insurance?
Progressive is a solid pick for brand-new Motor Carrier Insurance, especially if you’re covering a larger truck or tractor.
If you’re insuring a commercial van, Progressive and GEICO are pretty evenly matched when it comes to affordable liability and cargo coverage.
As an independent agent, we shop around with top insurers to get you the best deal—right from the start and at every renewal.
We know who’s insuring Motor Carriers and Independent Owner Operators like you, what you’re hauling, where to find the best rates, and how to make sure you’re getting every discount you deserve.
We genuinely care about our guys who Keep America Moving, and we work as your advocate–no charge.
That’s why CIS is known as “Your Owner Operator Insurance Pros” and we’re proud to be one of the top 25 Progressive Commercial Truck Insurance Agents in the country.

What Coverage Does Progressive Commercial Truck Insurance Offer?
- Commercial Auto Liability – Primary Non-Contributory Coverage
- Non-Trucking Liability
- Truckers General Liability
- Uninsured/Underinsured Motorist Protection
- Medical Payments Coverage
- Personal Injury Protection (PIP) as required by state regulations
- Comprehensive & Collision Coverage for Physical Damage
- Commercial Cargo Insurance (Motor Truck Cargo)
- Roadside Assistance Services
- Downtime Rental Reimbursement
- Non-Owner Trailer Coverage and Trailer Interchange Insurance
- Option to Add Additional Insureds
- Financed Value Coverage
What’s NEW in Progressive Trucking Insurance Coverage?
Better, Broader Commercial Cargo Coverage and Lower Premiums
Progressive’s Motor Truck Cargo Policy already comes with the standard coverage you’d expect, like:
› Theft
› Fire
› Collision
› Striking of a load
With Progressive’s new Cargo Plus endorsement, Small Truckers get even more protection with expanded coverage:
- Covered perils attributed to wetness, rust, and corrosion
- Covered perils attributed to driver error and changes in temperature on refrigerated loads for customers that purchase Refrigeration Breakdown coverage
This expanded cargo coverage is rolling out nationwide and is already available in 42 states, with more on the way.
If you’re a Progressive customer who already has Motor Truck Cargo coverage, you should automatically get this broader protection starting April 16, 2025.
*Not available yet in California, Montana, New York, North Dakota, Oklahoma, Oregon, South Carolina, or Virginia.
**Refrigeration Breakdown coverage isn’t available in California or Florida.
Full Progressive Insurance Cargo Plus Coverage Press Release.
Does Progressive Commercial Truck Insurance Cover Financed Value?
Yes, Financed Value coverage is a handy little perk that automatically comes with your Progressive Commercial Truck Insurance Policy.
It provides coverage for the gap between the actual cash value of your truck and what you still owe your lender.
If you ever find yourself upside down after an accident, this built-in coverage is a great way to get some peace of mind.
When you get your CIS Progressive Trucking Quote, we’ll guide you through everything to make sure you’re fully covered for Financed Value.
Why Do Progressive Truck Quotes Vary?
It all starts with your state’s base premiums, and then a bunch of personal factors come into play, like:
- Insurance Credit Rating: Got a history of late payments or debt? That will definitely drive your premium up. Credit is King.
- Year and Value of Your Truck: Newer, high-value vehicles cost more to repair or replace, which means higher Physical Damage premiums.
- Driver’s History and Experience: Clean record and an experienced driver? You’ll will likely pay much less…assuming your credit is good.
- Radius of Operation: Unlimited radius? You’ll pay more than someone with a 200 mile radius, but on the flip side some Last Mile Delivery drivers in major cities come in high as well.
- Cargo: Hauling refrigerated freight (REEFER) or high-value goods? That’ll bump up your Motor Truck Cargo Premium.
Want to save money on Progressive Truck insurance? Here’s 4 free tips:
Why choose Progressive Truck Insurance with Telematics?
- If you’re driving a Commercial Van like a Cargo Van or Sprinter, you should check out Snap Shot ProView. It’s perfect for vehicles that don’t need ELDs. On average, new customers save 10% right off the bat, and some see another 5% to 8% savings at renewal—some even save up to 20% total! If you’re a safe driver who avoids hard starts and stops, this is definitely worth a look. And even if your driving isn’t the smoothest, you still lock in those initial savings for your policy term.
- If you’re driving something big like a tractor that requires Primary Commercial Auto Liability and an ELD that tracks your hours anyway, be sure to include Smart Haul in your Commercial Truck Insurance Progressive quote. If you’re using a preferred ELD vendor, you’ll get at least a 5% discount—and with a solid safety record, you could save up to 20%. Progressive’s partner vendors include Motive (formerly KeepTruckin), Geotab, and Omnitracs, where you’ll likely see the biggest savings. But even if you don’t use one of their preferred vendors, you’ll still get at least a 3% discount just for enrolling in Smart Haul.
What’s the Best Way to Pay for Progressive Truck Insurance?
- Set up your payments on EFT (Electronic Funds Transfer) so your monthly premium gets paid automatically. Let’s face it, it’s easy to forget a bill when you’re always on the road. It’s a safer way to pay and you’ll score a 2-5% discount on your Liability and 5-7% on your Physical Damage. It’s a no-brainer, guys!
- Got some extra cash? Take advantage of a Paid In Full Discount and save big—up to 17% on annual policies or 13% on six-month policies.
Just a heads-up: Discounts and features like savings and coverage might vary depending on your state, but no matter what, they’re all great options!
Why Choose CIS for your Progressive Commercial Truck Insurance?
CIS has been helping truckers with Commercial Truck Insurance through Progressive for 30 years now.

And why do so many Small Truckers stick with us?
Our 5-Star Reviews say it all!
We’re excited to work with newbies and can’t wait for you to join us!
Start by filling out as much as you can on our CIS Commercial Truck Insurance Online Quote form, and we’ll jump in to help with the rest!
Or just give us a call.
We’re always up for a chat and want to help you get started the right way!
CIS (330) 864-1511
We are CIS, and We Make Your Truck Insurance Easy!

Authors
Shelly Benisch, CIC, TRS started Commercial Insurance Solutions, Inc. (CIS) in 2002 and brings over 30 years of experience in Commercial Truck Insurance. As one of the top 25 Progressive Truck Insurance Agency Leaders in 2024, she helps small Motor Carriers and Owner Operators across the country find affordable trucking insurance quotes with GEICO, Progressive and more. Shelly also writes a free Trucking Blog packed with insurance tips for all kinds of Small Carriers. Her team of Truck Insurance Experts have earned CIS consistent 5-star Google reviews and Progressive's Top 25 Truck Elite Status. For expert Commercial Truck Insurance advice, give Shelly a call at (330) 864-1511 #CISDoesThat Commercial Truck Insurance for owner operators and small motor carriers.
CEOChristina Cummings, TRS certified, leads Commercial Insurance Solutions, Inc. (CIS) as Executive Director and true experienced advice on Commercial Truck Insurance. She secures the most affordable GEICO quotes and Progressive quotes...and more for small Motor Carriers and Owner Operators nationwide. She is your "go to" person at CIS for advice with underwriting questions, tips and networking opportunities for Small Truckers. Under her leadership CIS earned Progressive's Top 25 Truck Elite status in 2024 and consistent 5-Star Google reviews. She also co-authors the free CIS Commercial Truck Insurance Blog for small Motor Carriers and Owner Operators, sharing her bottom line tips on how to find more affordable Commercial Truck Insurance. Looking for expert trucking insurance advice–Christina is your go to leader at (330) 864-1511 #CISDoesThat