Hey Small Truckers, Great News—Commercial Truck Insurance Progressive Quotes now include new lower rates just for you!
This new affordable Progressive trucking insurance option likely came about thanks to a new competitor stirring things up and keeping everyone on their green toes:)
Progressive offers all kinds of Commercial Van Insurance for Cargo Vans, Sprinters, Step Vans, Delivery Vans–Plus Hot Shot Insurance, Box Truck & Straight Truck Insurance, Tractors, & More…
It’s easy to start a fresh, simple and affordable Progressive Trucking Insurance Quote.
Give your CIS Progressive Commercial Truck Agent a call at (330) 864-1511…we’d love to give you the scoop!
CIS is an independent Commercial Truck Insurance Agency operating nationwide helping Small Truckers since 2002.
Keep reading for more great news about updates to Progressive’s Commercial Truck program and get 4 Tips for more affordable Progressive trucking insurance with CIS.
Progressive Commercial Truck Insurance Quoting Options Already Include:
- Commercial Auto Liability – Primary Non-Contributory Coverage
- Non-Trucking Liability
- Truckers General Liability
- Uninsured/Underinsured Motorist Protection
- Medical Payments Coverage
- Personal Injury Protection (PIP) as required by state regulations
- Comprehensive & Collision Coverage for Physical Damage
- Commercial Cargo Insurance (Motor Truck Cargo)
- Roadside Assistance Services
- Downtime Rental Reimbursement
- Non-Owner Trailer Coverage and Trailer Interchange Insurance
- Option to Add Additional Insureds
- Financed Value Coverage
What’s NEW in Progressive Trucking Insurance Coverage Besides Lower Premiums?
Better, Broader Commercial Cargo Coverage
Progressive’s Motor Truck Cargo Policy already comes with the standard coverage you’d expect, like:
› Theft
› Fire
› Collision
› Striking of a load
With their new Cargo Plus endorsement, Small Truckers get even more protection with expanded coverage:
- Covered perils attributed to wetness, rust, and corrosion
- Covered perils attributed to driver error and changes in temperature on refrigerated loads for customers that purchase Refrigeration Breakdown coverage
This expanded cargo coverage is rolling out nationwide and is already available in 42 states, with more on the way.
If you’re a Progressive customer who already has Motor Truck Cargo coverage, you’ll automatically get this broader protection starting April 16, 2025.
*Not available yet in California, Montana, New York, North Dakota, Oklahoma, Oregon, South Carolina, or Virginia.
**Refrigeration Breakdown coverage isn’t available in California or Florida.
Another little Perk already included in your Progressive Commercial Truck Policy:
Financed Value coverage is a handy little perk that automatically comes with your Progressive Commercial Truck Insurance Policy.
It provides coverage for the gap between the actual cash value of your truck and what you still owe your lender.
If you ever find yourself upside down after an accident, this built-in coverage is a great way to get some peace of mind.
When you’re getting your CIS Progressive Commercial Truck Insurance quote, we’ll guide you through everything to make sure you’re fully covered.
Why Do Progressive Commercial Truck Insurance Quotes Differ?
Ever wonder why Commercial Truck Insurance quotes can be all over the place?
It all starts with your state’s base premiums, and then a bunch of personal factors come into play, like:
- Insurance Credit Rating: Got a history of late payments or debt? That will definitely drive your premium up. Credit is King.
- Year and Value of Your Truck: Newer, high-value vehicles cost more to repair or replace, which means higher Physical Damage premiums.
- Driver’s History and Experience: Clean record and an experienced driver? You’ll will likely pay much less…assuming your credit is good.
- Radius of Operation: Unlimited radius? You’ll pay more than someone with a 200 mile radius, but on the flip side some Last Mile Delivery drivers in major cities come in high as well.
- Cargo: Hauling refrigerated freight (REEFER) or high-value goods? That’ll bump up your Motor Truck Cargo Premium.
Competition of insurance providers definitely plays a role here.
If you’re just starting out, your options might feel pretty limited….but you do have more choices now.
Are there other insurance providers in your state offering the Commercial Truck Insurance you need?
Competion brings lower premiums to your benefit.
That’s where a pro Truck Insurance Agent like CIS comes in to help.
As an independent agent, we shop around with top insurers to get you the best deal—right from the start and at every renewal.
We know who’s insuring truckers like you, what you’re hauling, where to find the best rates, and how to make sure you’re getting every discount you deserve.
We genuinely care about our guys who Keep America Moving, and we work as your advocate–no charge.
That’s why CIS is known as “Your Owner Operator Insurance Pros” and we’re proud to be one of the top 25 Progressive Commercial Truck Insurance Agents in the country.

We’re here to help you stay protected and save money at the same time.
Want to save on Progressive trucking insurance? Here are just 4 quick tips to get you started:
First quote with Telematics:
- If you’re driving a Commercial Van like a Cargo Van or Sprinter, you should check out Snap Shot ProView. It’s perfect for vehicles that don’t need ELDs. On average, new customers save 10% right off the bat, and some see another 5% to 8% savings at renewal—some even save up to 20% total! If you’re a safe driver who avoids hard starts and stops, this is definitely worth a look. And even if your driving isn’t the smoothest, you still lock in those initial savings for your policy term.
- If you’re driving something big like a tractor that requires Primary Commercial Auto Liability and an ELD that tracks your hours anyway, be sure to include Smart Haul in your Commercial Truck Insurance Progressive quote. If you’re using a preferred ELD vendor, you’ll get at least a 5% discount—and with a solid safety record, you could save up to 20%. Progressive’s partner vendors include Motive (formerly KeepTruckin), Geotab, and Omnitracs, where you’ll likely see the biggest savings. But even if you don’t use one of their preferred vendors, you’ll still get at least a 3% discount just for enrolling in Smart Haul.
Then check out your payment options for Big Discounts:
- Set up your payments on EFT (Electronic Funds Transfer) so your monthly premium gets paid automatically. Let’s face it, it’s easy to forget a bill when you’re always on the road. It’s a safer way to pay and you’ll score a 2-5% discount on your Liability and 5-7% on your Physical Damage. It’s a no-brainer, guys!
- Got some extra cash? Take advantage of a Paid In Full Discount and save big—up to 17% on annual policies or 13% on six-month policies.
Just a heads-up: Discounts and features like savings and coverage might vary depending on your state, but no matter what, they’re all great options!
CIS has been helping truckers with Commercial Truck Insurance through Progressive for 30 years now.

Why do so many Small Truckers stick with us? Just take a look at our 5-star reviews!
Choose a CIS Progressive Commercial Truck Agent for expertise.
Then give us a call today, we love to chat and we’ll take great care of you!
CIS (330) 864-1511
We are CIS, and We Make Your Truck Insurance Easy!

Authors
Shelly Benisch, CIC, TRS started Commercial Insurance Solutions, Inc. (CIS) in 2002 and brings over 30 years of experience in Commercial Truck Insurance. As one of the top 25 Progressive Truck Insurance Agency Leaders in 2024, she helps small Motor Carriers and Owner Operators across the country find affordable truck insurance quotes with GEICO, Progressive and more. Shelly also writes a free Commercial Truck Insurance Blog packed with tips for all kinds of Small Truckers. Her team of Truck Insurance Experts have earned CIS consistent 5-star Google reviews and Progressive's Top 25 Truck Elite Status. For expert Commercial Truck Insurance advice, give Shelly a call at (330) 864-1511 #CISDoesThat Commercial Truck Insurance for owner operators and small motor carriers.
CEOExecutive Director of Commercial Insurance Solutions, Inc., Christina Cummings leads her team in providing the best Truck Insurance with the best rates for Owner Operators and small Motor Carriers. Christina is TRS certified as a Transportation Risk Specialist. She is your "go to" person at CIS with questions, tips and networking opportunities in our trucking and expediting community.