Box Truck & Straight Truck Insurance

Commercial Box Truck Insurance Coverage

Who doesn't want cheap box truck insurance?
CIS specializes in finding affordable commercial trucking insurance.

Box Trucks and Straight Trucks are the workhorses of delivery, carrying everything from General Freight to Refrigerated Cargo to Expedited Freight.
Finding Affordable Commercial Box Truck Insurance is only the starting point for Owner-Operators and small Motor Carriers – At CIS we work for you year round as your advocate.

First, we shop multiple insurance providers to find the Best Custom Crafted Commercial Cargo Insurance you need including the unbeatable GEICO Reefer Breakdown Coverage option.

Our small CIS team personally works for you on Renewals, Changes, Questions, Certs, Claims and Downtime Reimbursement.

Want to hit the road with peace of mind? Give us a call at (330) 864-1511 for a quick, free quote today!

Understanding Commercial Box Truck Insurance

The Best Box Truck Insurance has your back when things don’t go as planned—and so does the Best Truck Insurance Agency!

Start with the basics: Liability, Physical Damage, and Commercial Cargo Insurance are the key coverages you’ll need to haul freight for hire in a Box Truck or Straight Truck.

Hauling General Freight—and who knows what else? We’ll set you up with the right Commercial Cargo Insurance without breaking the bank.  

Hauling perishables? You’ll need Reefer Breakdown Coverage so read up on The Best Refrigerated Truck Insurance.

Look, we know insurance can be confusing. That’s why we cut through the legal jargon to help you find Affordable Box Truck insurance that still gives you great coverage.

At CIS, we’ll help you protect your Truck, Cargo, and Hard Work—making sure your premiums stay as low as possible from startup through renewals.

We’re a small but mighty team of Truck Insurance Pros, and we’re here to guide you every step of the way 😊.

See what other Owner Operators say about CIS—check out our 5-star Google reviews!

Getting started is a breeze. Just start a Quick Online Box Truck Insurance Quote or give us a call at (330) 864-1511—we’ll handle the rest!

Coverage Options for Box Trucks

Primary Commercial Auto Liability:  This 24/7 coverage is mandatory for Independent Owner Operators or Motor Carriers who have their own USDOT Authority.   FMCSA minimum requirements start at $750,000 for General Freight, but $1,000,000 is the Box Truck industry standard for Commercial Auto Liability.

Physical Damage Coverage:  Collision Insurance covers your truck when it strikes something or flips, and Comprehensive kicks in for fire, theft, vandalism, animal hits, etc. 

Commercial Cargo Insurance:  Often referred to as Motor Truck Cargo Insurance.  Insures the freight you are hauling for theft, fire, collision and striking of load.

Reefer Breakdown Coverage:  GEICO’s Reefer Breakdown Coverage is a game changer for temperature sensitive loads.  All Refrigerated Truck Insurance covers your cargo for spoilage or damage from sudden refrigeration unit failures – GEICO does more.

General Liability: Handles off-road incidents like property damage at a delivery site, rounding out your protection.

5 Star Google Reviews
5/5

Your best bet is to take 5 minutes and call us.

Have your Drivers License and VIN number ready to get a fast Commercial Auto Liability and Commercial Cargo Insurance Quote on your Box Truck.

The ladies at CIS are always up for a chat, know tons of people, and are happy to share free tips to help you get started with your Box Truck hauling journey.

Want to know the Best Rates for Box Truck Insurance?

Call Now to Find Out

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Why GEICO is the Best Choice for Hot Shot Trucking

GEICO’s Hot Shot Insurance is designed for small Independent Contractors and Owner Operators with 1-9 trucks from local delivery to unlimited radius.
See why GEICO is the Best Choice for Hot Shot Trucking Insurance – Affordable Rates, Flexible Coverage & Fast Online Quotes here or call CIS (330) 864-1511

Best Reefer Cargo Insurance

Discover the Best Reefer Breakdown Coverage for 2025 with GEICO Commercial Cargo Insurance. Top refrigerated truck insurance awaits – call CIS at (330) 864-1511

Box Truck Insurance FAQs

Box Truck Insurance premiums can vary a lot depending on where you live.

When it comes to General Freight and Refrigerated Freight Haulers, GEICO and Progressive are the big names battling it out. But don’t forget about the other companies out there—you’ve got options!

The trick is to get these companies competing for your business. Here’s what will impact your Box Truck insurance costs:

  • Your driving record
  • The value of your truck
  • How far you drive (radius of operation)
  • The type of cargo you’re hauling
  • Most importantly, your credit

GEICO, Progressive, and the rest are all after high-quality drivers, so they’re willing to offer lower premiums to win you over.

Want to save even more? Check out our list of 10 tips to lower your commercial truck insurance rates.

Or better yet, just give us a call at (330) 864-1511. We’ll run a quick quote for you—it only takes 5 minutes! It’s the easiest way to get a ballpark number and figure out where to start.

Let’s get you covered without breaking the bank!

 GEICO commercial trucking insurance is the Best Option for Box Truck Insurance right now. 

They’ve got a sweet spot just for Box Truck Owner Operators hauling all kinds of freight, and it’s really giving Progressive some competition.

GEICO Box Truck Insurance quotes have been coming in lower than Progressive’s in most states, but hey, we all know that could always change! 

Give us a call and we’ll talk through your options.  We’ll shop around different insurance providers for you and handle the details from start up through renewals.