Why GEICO is the Best Choice for Hot Shot Trucking Insurance
Hot Shot Truckers, you need insurance that gets your unique needs—that’s where GEICO comes in.
In the past, One Ton Dually Hot Shots didn’t have many options when it came to their Trucking Auto Liability and Commercial Cargo Insurance.
Not Anymore.
GEICO is now in the game with a brand-new inclusive Commercial Truck Insurance program, available through Independent Trucker Pro Agencies like CIS.
What Makes GEICO Hot Shot Insurance Stand Out?
GEICO’s Hot Shot Insurance is here, and it’s designed specifically for small Independent Contractors and Owner Operators with 1-9 trucks.
For over 85 years as part of the Berkshire family, GEICO has learned all the ins and outs of each niche within the Trucking for Hire world.
GEICO gets Commercial Truck Insurance – and knows exactly what the Hot Shot little guy needs.
If you’re not sure if you’re a Hot Shot or an Expediter, read Difference between Hot Shot Insurance vs Expediting Insurance.
Affordable Hot Shot Insurance with GEICO
Finding affordable Hot Shot Insurance can make or break your business.
Hot Shots need Commercial Truck Insurance instead of Personal Insurance, but there haven’t been many companies willing to cover them.
And when there’s no competition, rates tend to go up.
But here’s the good news: with more competition, rates are finally starting to drop everywhere.
Since GEICO has entered the Hot Shot game their competitors are scrambling to keep up.
Right now, GEICO is still leading the pack with the lowest premiums for Hot Shot Insurance.
Insurance for Hot Shot Truckers: GEICO’s Edge
GEICO’s motto says it all: Less Stress – More Yes.
They’re all about keeping it easy, with lower premiums and more payment options than any other insurance provider.
- Need flexibility? You’ve got options—pay in full, quarterly, over nine months, or monthly. Whatever works for you.
- Love autopay? Set it and forget it with EFT.
- Prefer your credit card? No problem—enable recurring payments for a no-hassle experience.
- Just want to make a one-time payment? Easy! Pay online, over the phone, or through the GEICO app anytime.
Changed your mind? No problem—you can update your payment method anytime.
GEICO is all about making things simple, so you can focus on keeping your business running smoothly.
With CIS and GEICO, you’ve got everything you need to hit the road and feel confident doing it.
GEICO’s Take on Commercial Trucking Insurance
It’s not just about lower premiums—they’ve created a program that works for both Long Haul Unlimited Radius Hot Shots and local drivers too.
GEICO also makes your State and Federal FMCSA DOT filings super quick and easy with 24 hour turnaround.
Are you a Newbie feeling a little unsure about the whole State and FMCSA filings process?
Don’t worry, we’ve got your back!
CIS is here to answer your questions and hold your hand every step of the way:)
You can learn more about FMCSA insurance requirements for Hot Shots here.
Which states does GEICO cover for Commercial Truck Insurance?
GEICO is rolling out their new program in most states across the U.S. now.
Want to check if your state is live?
Click here!
If not, no worries—just give us a call at CIS, and we’ll add you to our call-back list.
That way, you’ll be first in line and ahead of the pack when GEICO is available in your state.
Here’s some of the Commercial Truck Insurance options GEICO offers Hot Shots
- Commercial Auto Liability (Primary and Non-Contributory)
- General Liability
- Physical Damage (Comp & Collision)
- Uninsured/Underinsured Motorist Coverage
- Medical Payments or PIP (based on your state)
- *Broad, Top-notch Commercial Cargo Insurance
- Rental Reimbursement with Downtime
*GEICO’s Motor Truck Cargo coverage is one of the broadest in the industry.
You can learn more about GEICO’s Commercial Cargo Insurance here.
Why Choose CIS and GEICO
The Gecko has totally knocked it out of the park with his new Hot Shot Commercial Truck Insurance program:)

At CIS we are totally pumped about what GEICO has to offer for our amazing Hot Shots who Keep America Moving.
GEICO’s all-in, “can-do” approach to supporting small truckers is a game-changer, and we’re thrilled to bring this new program to all the incredible Hot Shots out there.
Check out our CIS 5-Star Google Reviews and see why so many Hot Shots are making the switch to CIS and GEICO!
We’re a family-owned agency based in Ohio, helping small trucking businesses all over the country since 2002.
Our team? Just 5 trucking insurance pros who truly care about building real relationships.
We know you by name and love hearing from you, whether it’s about adding a new driver, a funky Cert request, or just a quick “Hello.”
Our job? Simple.
We find you the best coverage at the best price, from day one to every renewal—without charging you a dime.
No hidden fees, no extra costs.
We shop around so you don’t have to.
Right now, GEICO is making it SUPER EASY for us to shop these AMAZING HOT SHOT RATES FOR YOU!
Big changes are coming in 2025, and everyone in the Hot Shot and Trucking world is already talking about it.
Got questions? Ideas? Let’s chat!
We’re here to help you navigate what’s ahead.
Our goal?
To make your Hot Shot insurance hassle-free so you can focus on what you do best—hauling the freight that keeps America moving.
Now’s the perfect time to make new connections, get ahead of the game, and thrive in this exciting new economy.
Ready to team up?
Let’s make it happen!
Scroll down to start your customized CIS GEICO Hot Shot online insurance quote or just give us a call…we love to chat!
CIS (330) 864-1511
We are CIS, and We Make Your Hot Shot Insurance EASY!
Author
2002 Founder of Commercial Insurance Solutions, Inc., Shelly Benisch specializes in providing Commercial Truck Insurance for owner operators and small motor carriers. Both CIC and TRS certified, She also writes a free educational trucking insurance advice blog dedicated to the little guy.
CEO