The Gecko and Flo are duking it out for who can offer the cheapest commercial truck insurance in Iowa.
The rates have been fluctuating for months now, with GEICO taking the lead.
GEICO vs Progressive Iowa Commercial Truck Insurance Quotes
This past week, here’s 3 examples where GEICO is cheaper than Progressive in Iowa:
ONE: 2025 Dodge Ram Hot Shot Pickup hauling RV’s, Travel Trailers and other empty Non-Owned Trailers
Coverage included:
- $1 Million Commercial Auto Liability
- Physical Damage
- $100,000 Motor Truck Cargo
- $40,000 Non-Owned Trailer Coverage
GEICO = $14,931 per year
Progressive = $16,329 per year
- $1 Million Commercial Auto Liability
- Physical Damage
- $100,000 Motor Truck Cargo
- $1 Million Commercial Auto Liability
- Physical Damage
- $100,000 Motor Truck Cargo
Is GEICO always the cheapest?
No, but it costs you nothing but a few minutes for a quick comparison between Progressive and GEICO trucking insurance.
You’ve come to the right one-stop shop for for a fast and affordable Iowa Truck Insurance Online Quote,
CIS–Commercial Insurance Solutions, Inc is an independent agency licensed with both Progressive and GEICO.
We’ll help you get on the road today with better coverage and lower premiums than you’re paying right now.
With over 20 years in the trucking insurance biz, we get the best rates for both brand-new startups and established truckers in Iowa.
Why? Because trucking insurance for small business owners is literally all we do, all day long.
Have questions about GEICO?
Here’s more on the hot competition and what GEICO is offering truckers in Iowa:
The Gecko Takes on the Hawkeyes!
For years, small family-owned trucking companies have had a tough time finding insurance that doesn’t break the bank.
With 85 years of experience and the backing of Berkshire Hathaway, GEICO now offers an easy, budget-friendly insurance option.
Whether you’re a new Owner Operator or an experienced Motor Carrier, this program is available through select independent agencies like CIS.
Finally, affordable coverage for the little guy brought to you by a little green Gecko who knows what it’s like to be small:)
Who qualifies for GEICO’s Iowa Commercial Truck Insurance?
- Small motor carriers and owner-operators with their own DOT authority
- Owner-operators with smaller trucks who don’t have DOT authority
- Independent contractors permanently leased to a motor carrier
- Private carriers hauling their own goods (not for hire)
GEICO makes it easy, processing your state and federal filings quickly—even if you’re applying for a brand-new FMCSA DOT authority.
Need a little extra guidance?
CIS has your back! We’ll walk you through everything with simple, step-by-step explanations:
So what’s the first step in becoming a Motor Carrier?
Check out this easy cheat sheet for starting your own DOT Motor Carrier Authority.
It’ll break down who needs their own authority in trucking and why it’s such a game-changer for your success.
What Types of Trucks Can GEICO Insure?
- Cargo Van Insurance
- Sprinter Van Insurance
- Step Van Insurance
- Hot Shot Truck Insurance
- Box Truck Insurance
- Straight Truck Insurance
- Semi-Truck Insurance
- Dump Truck Insurance
- …and so many more like all kinds of agricultural trucks!
What Iowa Trucking Operations Qualify for GEICO?
- Agricultural Product Haulers
- Long Haul Trucking for Hire
- Hotshot Duallys hauling autos and machinery
- Expedited Freight Haulers and Last Mile Delivery
- Temperature Sensitive Freight Haulers who need Reefer
- Heavy Equipment, Autos and Machinery Haulers in Big Trucks
- Dirt, Sand and Gravel Haulers
- Steel Haulers, including Coils
- Livestock Haulers
- Coal Haulers
- Trash, Debris and Garbage Haulers
- Scrap Metal Recycling and Waste Haulers
- Septic Waste and Disposal Haulers
- Escort Vehicles
- …There’s really too many to list!
How about GEICO’s Trucking Coverage Options?
Uninsured/Underinsured Motorist Coverage (UM/UIM)
Medical Payments & Personal Injury Protection (PIP)
Physical Damage–Comp & Collision
Roadside Assistance
Rental Reimbursement & Downtime
Trailer Interchange & Non-Owned Trailer
How Affordable is Truck Insurance through GEICO?
GEICO has been crushing the competition lately, so now’s the time to jump in and compete.
They’re also super flexible with the lowest down payments out there.
Here’s how GEICO makes insurance easy and affordable for truckers:
- Pick a payment plan that works for you: single, quarterly, nine-month, or monthly payments.
- Want to “set it and forget it”? No problem. Set up automatic payments with EFT (Electronic Funds Transfer).
- Prefer using your credit card? Easy, just set up recurring payments online with a few clicks.
- Want to pay just once? You can do it online, over the phone, or through the GEICO mobile app.
- GEICO has the lowest down payments, and they make it quick and simple for you to switch out your options.
Your insurance payments should be simple, stress-free, and something you barely think about.
Why Choose CIS for Your Iowa Truck Insurance?
Check out our 5-Star Reviews to see why so many truckers have switched to CIS and GEICO!
At CIS, we’re a family-owned agency dedicated to helping small family owned trucking companies.
Based in Ohio since 2002, we proudly support truckers across the U.S., including Iowa.
We take the time to get to know you personally. You’ll know all five of us, and we’ll know you by name.
Whether you’re thinking of hiring a new driver, need help with a tricky Cert, or just want to chat about trucking news, we’re here for you.
At renewal time, we advocate for you—digging through multiple providers to find the best coverage and rates.
Right now, GEICO has amazing deals for small family truckers as they continue to battle for your business!
Let’s make sure you get the most out of them!
With exciting changes going on in the 2025 trucking market, now’s the perfect time to save on your premium and stay ahead of your competition.
As one of the few independent agencies specializing in GEICO Commercial Truck Insurance, we make the process fast, simple, and stress-free.
Let’s find the best deal for your Iowa truck insurance today!
Fill out what you can, and we’ll circle around to help you with the rest:)
Iowa Commercial Truck Insurance Online Quote
You can always just pick up the phone too–we’d love to chat with you!
CIS (330) 864-1511
We are CIS, and We Make Your Truck Insurance Easy!
