Ohio GEICO Commercial Truck Insurance

Pennsylvania Trucking Insurance Requirements

Pennsylvania Road Sign

Meeting Pennsylvania Trucking Insurance Requirements just got easier as a brand new insurance company steps in to compete for Motor Carriers.
Higher limits of insurance coverage are required by FMCSA, and with competition comes lower premiums for these high limits.

Virginia Trucking Insurance Requirements

Virginia Road Sign

Virginia’s trucking insurance requirements align with FMCSA’s high federal guideline limits.
A new insurance player is making it more affordable as more competition for Motor Carrier business lowers premiums.

Arkansas Trucking Insurance Requirements

Arkansas Road Sign

Arkansas Trucking Insurance requirements are easier to meet with a brand new insurance provider finally stepping in to compete for Motor Carriers.
FMCSA requires higher limits of coverage for Motor Carriers, and competition brings lower premiums.

Arizona Trucking Insurance Requirements

Arizona Road Sign

Quickly understand Arizona’s Commercial Trucking Insurance Requirements and how Motor Carrier proof of insurance works.
…and Arizona Owner Operators finally have a new choice for their trucking insurance.

What to Know About Insuring Cargo Vans for Commercial Use

Cargo Vans & Sprinters

Insuring your Cargo Van or Sprinter for Commercial Use, Required Coverage and Limits, plus the Best Load Board and Bid Training for newbies.
BONUS: A Brand NEW Better Priced insurance provider finally emerges for Expediters and Last Mile Delivery.

GEICO Commercial Truck Insurance is finally HERE!

Finally have another CHOICE for Commercial Trucking Insurance

GEICO Trucking Insurance: Another Choice for Expediters! 330-864-1511   We are delighted to let you know that CIS can now offer Owner Operators and small Motor Carriers an additional choice for Trucking Insurance: GEICO. Our Expediting Community has experienced rough and volatile times for what seems like an eternity. But with GEICO trucking insurance as […]

Owner Operator Trucks May Be UnderInsured

Choices

Owner Operator Trucks may be UnderInsured if they haven’t run fresh quotes with the brand new trucking insurance company in town. When it comes to claims time the insurance company looks at your vehicle’s Stated Amount. You chose the Stated Amount, or value of your commercial truck when you started your insurance policy. If your […]

New Expediting Truck Insurance Launching!

Finally have another CHOICE for Commercial Trucking Insurance

Exciting News:  Brand New Expediting Truck Insurance is Launching! Shhh!….It’s technically still a secret…but another Expediting Insurance choice is in the works! CIS is gearing up now to revolutionize Expediting Truck Insurance with a new Insurance Provider backed by a Powerhouse you all know. Our new Commercial Truck Insurance partner provides customized packages for everyone […]

Indiana Commercial Truck Insurance Requirements

Indiana Road Sign for Commercial Trucking Blog

Indiana Motor Carriers must follow FMCSA’s minimum Commercial Auto Liability Requirements.
But we’re beginning to see lower premiums as a fresh insurance competitor enters the trucking arena.

How to Reduce Your Commercial Truck Insurance Premiums

Reduce your Truck Insurance Premium

Reduce Your Commercial Truck Insurance Premium with These Proven Tips Despite today’s hard market, you can still reduce your trucking insurance premium over time with a little effort. Continue reading for tips on lowering your premium without sacrificing coverage. Then at the end uncover the key emerging secret in Commercial Truck Insurance that can reduce […]

Cargo Vans vs Sprinter Vans

You Decide Straight Ahead Sign

Commercial Cargo Vans and Sprinter Vans are used to haul Expedited Freight and Last Mile Deliveries.
Overall Quality, Cost, Size, Cargo Capacity, Fuel Economy and Repair Costs are debated in Forums.
But what are your affordable insurance options for the best fit for you?

Ohio Commercial Truck Insurance Requirements

Ohio Street Sign

To legally transport goods across state lines, Ohio Motor Carriers must meet FMCSA’s minimum Commercial Auto Liability Requirements. 
A fresh new insurance provider has stepped in with an easier, better priced choice.

Florida Commercial Truck Insurance Requirements 

Florida Highway Sign

For a Florida Motor Carrier to legally move goods across state lines it’s key to meet FMCSA’s minimum Commercial Auto Liability Requirements.
A new insurance company has stepped into the arena to make that a whole lot easier.

Commercial Truck Insurance Requirement MC S90

Commercial Trucking MC S90 is Public Liability Insurance

The Commercial Truck Insurance Filing Requirement MC S90 is easy once you know what it is. You’ll hear both MC S90 and BMC91X mentioned over and over, but what are they? Here’s a quick summary:   You’re a Trucking Owner Operator looking to become a For Hire Motor Carrier. FMCSA has some legal requirements you […]

What does Motor Truck Cargo cover?

Motor Truck Cargo

Motor Truck Cargo is insurance that covers the freight a Motor Carrier or Owner Operator is hauling.  The premium is based on types of commodities. Who needs Motor Truck Cargo Insurance? Motor Carriers are companies approved by FMCSA – The Federal Motor Carrier Safety Administration. They are established freight hauling companies with designated DOT – […]

Commercial Truck Roadside Assistance

Trucker needs Roadside Assistance

Owner Operators who need Truck Roadside Assistance are often shocked at the exorbitant rates some towing companies charge.  Until now most insurance companies have shied away from offering roadside assistance to large trucks.  Progressive Commercial Truck Insurance has broken the barrier and is now offering Heavy Truck Roadside Assistance.   How much does it usually […]

Who has the Best Commercial Truck Insurance?

Cargo Vans, Sprinters, HotShots, Straights & Big Rigs are included in the new GEICO Expediting Insurance program

5 Simple Tips for Finding the Best Commercial Truck Insurance When it comes to commercial truck insurance, having the right coverage and premium is crucial for truckers and owner-operators.  There is a lot to know in order to decide what is best for your unique situation. We’ve compiled five tips to help you find the […]

What is the Definition of a Commercial Vehicle

Understand What is a Commercial Vehicle

What’s a Commercial Vehicle? One definiton of a commercial vehicle is simply a motor vehicle used for business rather than personal or family use. Commercial vehicles that are used for transporting goods for hire are regulated by both federal and local laws. The true definition of a commercial vehicle can be confusing because of FMCSA […]

Michigan Owner Operator PIP Truck Insurance Rates

Michigan Owner Operators pay more for truck insurance rates due to PIP

Michigan Owner Operators are required to carry PIP, which inflates their truck insurance rate. PIP is Personal Injury Protection that an Owner Operator purchases as part of his Trucking Commercial Auto Liability Insurance policy. PIP insurance covers medical and other expenses for an Owner Operator and passengers no matter who is at fault. In a […]

What does Occupational Accident Insurance for Truckers cover?

Occupational Accident Insurance for Truckers

Occupational Accident insurance for Owner Operator Truckers is a supplemental insurance plan to help cover medical, death and disability claims resulting from on the job injuries. Occupational Accident policies can include coverage for: Accidental Death Survivors Benefits Accidental Dismemberment Accidental Paralysis Accident Medical Expenses Temporary Total Disability Continuous Total Disability While specific coverage limits vary, […]

FedEx Custom Critical Owner Operator Insurance

Expediting Straight Box Trucks require $750K Liability

What kind of commercial truck insurance does a FedEx Custom Critical Owner Operator need? Owner Operators hauling for the FedEx Custom Critical division are independent contractors and provide their own $1,000,000 NTL, Non Trucking Liability Insurance. Non Trucking Liability insures the Owner Operator’s equipment. NTL only covers you when you’re not hauling on behalf of […]

How to Become an Owner Operator with No Experience?

New Owner Operators can drive all kinds of Commercial Trucks

Tips and Requirements on How to Become an Owner Operator With No Experience What is an Owner Operator?  An Owner Operator is someone who owns their own truck and operates as an Independent Contractor hauling freight for hire. Many Owner Operators Lease On to a Motor Carrier where a Dispatcher finds freight for them to […]

9 Tips for the Cheapest Commercial Van Insurance

Commercial Insurance for Cargo Van

Commercial Van Insurance should be cheap given it’s not technically Commercial Truck Insurance.   Coverage for Cargo Vans and Sprinters is usually written as Business Auto Insurance. Here’s why that difference matters to you along with 9 tips on how to get the Cheapest Commercial Van Insurance:   Today the Expediting Trucking For Hire world […]

Commercial Truck Insurance 101

Owner Operator Commercial Trucker preparing her business

Commercial Truck Insurance 101 for Motor Carriers and Owner Operators starts with the 4 different categories of coverage:             Commercial Auto Liability Physical Damage Cargo General Liability   What does each category of truck insurance cover and how does each one protect you?   Let’s start with the first category […]

Save Money on Your New Motor Carrier Truck Insurance

Savings Ahead for Truck Insurance

Owner Operators looking to save money on new Motor Carrier Truck Insurance need to understand the basics. Are you currently a Leased on Owner Operator hauling freight under permanent lease with a large Motor Carrier? If you’re ready to obtain your DOT Motor Carrier authority, keep reading. Truck insurance is very different for a ‘leased […]

Commercial Truck Insurance Trends 2023

Commercial Trucks Driving on Highway

It’s no secret that inflation had a severe impact on the commercial trucking industry in 2022.  Typical truck and driver shortages were amplified by exploding fuel costs and sweeping consumer prices. ATRI reported that fuel prices became the number one trucking industry concern, bumping the always consistent driver shortage challenge. Trucking overhead increased just when spot […]

Progressive now insures Small Truck Fleets

CIS Progressive Insurance Logo

Well it’s been years in the making, but Progressive now insures Small Truck Fleets.  Here’s what you need to know: What is Progressive Small Fleet for Trucks? Small Fleet refers to the number of vehicles, not the type of vehicle. A new Progressive Small Fleet policy can be written for accounts with 10-40 existing units. […]

10 Quick Tips to Lower Your Trucking Insurance Premium

10 Quick Tips to Lower Your Trucking Insurance Premium

  Here are 10 Quick Tips to Lower Your Trucking Insurance Premium:   1.  Credit is King The better your credit, the more options you have.  Insurance algorithms indicate that people with better credit are generally more responsible and “less risky” personality types.  Credit information as predictive of future accidents or claims is a hotly […]

RoadCheck DOT Blitz is Here

Truck Inspection for International Roadcheck

The Commercial Vehicle Safety Alliance’s (CVSA) annual Roadcheck DOT blitz takes place May 16 – 18, 2023. What is Roadcheck DOT Blitz? Over a 72-hour period, commercial motor vehicle inspectors in jurisdictions throughout North America will conduct inspections of commercial motor vehicles and their drivers. Approximately 17 Roadside Inspections will be initiated every minute during this 72-hour period across the US, Canada, and Mexico.  Each […]

What is Progressive Smart Haul?

Electronic Logging Devices used for Progressive Smart Haul Program for Truckers

Here’s what you need to know about Progressive Smart Haul: Smart Haul is a program that allows Small Motor Carriers and Owner Operators the opportunity to save between 5% and 20% on their truck insurance by allowing Progressive access to their Electronic Logging Device – ELD. Current average savings for Owner Operators with Smart Haul […]

2022 Truck Insurance Trends

Well, safe to say the past couple of years have been strange, so what’s in store for Owner Operators and Truck Insurance in 2022? Last Mile Delivery No surprise here, Last Mile Delivery exploded during Covid and continues to grow.  In 2020, the LMD industry was valued at $18.7 billion and it’s expected to grow to […]

CIS/Progressive support for Truckers affected by Coronavirus

CIS Progressive Insurance Logo

This just in from Progressive… We’re ready to help “We understand that a number of our shared customers will be affected by the spread of the Coronavirus and we’re prepared to help address unanticipated financial hardship they may be facing as a result. If you hear from any customers whose employment and income have been […]

What’s the Best State for Trucking Insurance

Best State for Trucking Insurance

The 5 Hot New Battleground States for Commercial Trucking Insurance are Ohio, Indiana, Illinois, Florida and Texas.
South Carolina, Arizona and Colorado are next on the list.
This is because of new competition entering the marketplace.

Independent Contractor FedEx Custom Critical

Expediting Straight Box Trucks require $750K Liability

Independent Contractors for FedEx Custom Critical own and maintain their own trucks and provide their own insurance.  As the Owner Operator of the truck, they have no designated route and can accept or reject loads.  What kind of commercial truck insurance does a FedEx Custom Critical Owner Operator need? Owner Operators hauling for the FedEx […]

Why are so many Owner Operators getting their own DOT Motor Carrier Authority?

Free Agent Owner Operator Trucker

A couple of weeks ago Shelly Benisch and John Mueller were playing hooky at a cute little coffee shop when we stumbled on an interesting pattern within both CIS and The Transportation Station.   More Owner Operators were getting their own DOT Motor Carrier authorities to haul for themselves.  We sipped and chatted and agreed that […]

Chatter from earlier post, Why Cargo Vans and Sprinters carry $1 Million Liability?

Sprinter Cargo Van

There was quite a bit of chatter after I posted this explanation about Cargo Van and Sprinter Insurance… Why Cargo Vans and Sprinters carry $1 Million Liability?? Published on August 19, 2016 By Shelly Benisch Posted Aug 5th 2016 9:14AM Arguments are certainly made that since FMCSA only requires $300,000 Liability for under 10K GVW […]

Best Transportation Risk Specialist Near You

Motor Carrier Insurance Foundation Logo

Are you an Owner Operator or Trucking Company looking for true professional transportation insurance advice to protect yourself and comply with FMCSA?  Then look no further. MCIEF is the Motor Carrier Insurance Education Foundation headed up by the Kingpin of Truck Insurance and frequently quoted Tommy Ruke, TRS, CIC. This was our 6th year for […]

Risky Business – 4 Insurance Mistakes Owner-Operators Should Avoid

4 Owner Operators insurance mistakes

Sean M. Lyden posted this E.O. interview with “Risky Business” Shelly Benisch (CIS) advising Expediters and Truckers on the 4 Insurance Mistakes Owner Operators Should Avoid. Be sure to check out more of Sean M. Lyden’s informative expedited freight “In the News” Expediters Online articles for Everything Owner Operators and Fleet Owners Need to Know. Sean also has a […]