Commercial Truck Insurance for Steel Haulers

Steel Hauler Big Rig

Last Modified: April 10, 2025

GEICO is currently the most affordable Commercial Truck Insurance option for Steel Haulers.

For years, Owner Operator Steel Hauling Insurance has been extremely difficult to find.

And as for rolled steel coils? Let’s just say, extremely difficult:)

Affordable Truck Insurance for Steel Haulers was usually limited to well established Motor Carriers.

Not anymore.

Steel Haulers can start a fast and easy CIS GEICO Truck Insurance Quote, or just call CIS (330) 864-1511.

GEICO Commercial Trucking Insurance Quote Here
Get a fast, easy & affordable GEICO Commercial Truck Insurance Quote for Steel Hauling          CIS (330) 864-1511

Here’s why GEICO Steel Hauler Insurance includes some of the broadest Motor Truck Cargo Coverage on the Market:

GEICO offers Steel Freight coverage that many competitors just don’t.

If you’re a seasoned Steel Hauler, you’ve probably heard horror stories about insurance providers declining water damage claims.

And if you’re new to the game, just take a scroll through Reddit or Google—it’s all there.

The issue?

Some leading insurance companies completely exclude the perils of wetness, rust, or dampness from their Motor Truck Cargo policies.

This has resulted in some Steel Haulers having their water damage claims denied by their insurance provider.

Because of that, some Brokers started to refuse proof of insurance across the board from those insurance providers who reportedly rejected the water damage claims.

That’s where GEICO comes in.

What does the Little Gecko say about Water Damage to Cargo?

GEICO does not exclude the perils of wetness, rust or dampness as long as the freight is contained in a fully enclosed, water-tight dry van,

….or is completely covered by a securely fastened waterproof tarp.

Basically, if you keep the steel safe from getting wet or rusty, then GEICO is there for you.

You’re probably already protecting your freight, right?

So it can feel frustrating to have this pointed out.

But you work hard to find new accounts.

The last thing you want is to land a new customer or broker, only to have your insurance rejected through no fault of your own.

You can learn more about exclusions on Commercial Cargo Insurance policies at What Does Motor Truck Cargo Cover?

Will GEICO insure brand new Motor Carriers or Owner Operators hauling Steel?

Yes.

There are very few insurance providers who insure newbies in any kind of trucking.

If you’re already up and running and need to add a driver, the last thing you want is to deal with restrictions like 2- or 3-year CDL requirements to bring them on board.

When you need to grow or bring on a new driver, it’s usually something you need ASAP.

With a little help from CIS, GEICO can insure that newbie…and at a surprisingly reasonable rate.

 

Does GEICO have a radius or liability limitation for Steel Haulers?

GEICO’s Commercial Truck Policy has no radius restrictions and can insure a long haul unlimited radius Steel Hauler just as easily as the guy who drives local.

Most Steel Haulers require $1,000,000 Commercial Auto Liability and from $100,000 to $250,000 in Motor Truck Cargo.

GEICO can provide those limits and quickly process your FMCSA DOT insurance filings too.

Can GEICO insure Truckers who haul Coils or Rolled Steel?

Yep, they sure can.

 

GEICO’s Commercial Truck Insurance Coverage for Steel Haulers includes:

 

Affordable Truck Insurance for Steel Haulers from GEICO includes Flexible Premium Payment Options:

GEICO’s all about keeping things simple, stress-free and affordable when it comes to your premium.

  • Need flexibility? Choose a payment plan that works for you—pay in full, quarterly, over nine months, or monthly.
  • Love autopay? Set it up with EFT and forget about it.
  • Prefer your credit card? No problem—set up recurring payments for an easy, hassle-free option.
  • Just want to make a one-time payment? Do it anytime online, over the phone, or on the GEICO app.

Changed your mind? No worries—you can update your payment method anytime.

GEICO’s motto “Less Stress- More Yes” means you should have easy and flexible options to pay for your insurance.

CIS is your GEICO independent agent – we have your back on questions and claims so you can focus on what really matters—hauling the steel that keeps America Moving.

 

CIS Truck Insurance Quotes & GEICO for your Commercial Trucking Insurance

Check out our 5-Star Google Reviews and see why so many Owner Operators and small Motor Carriers have already switched to CIS and GEICO!

We’re a family-owned agency from Ohio, helping small trucking businesses across the country since 2002.

We believe in personal relationships with our clients.

We’ll know you by name and you’ll come to know ours.

We love hearing from you, whether you’re thinking of adding a new driver, questioning a funky Cert request, or just calling to say “Hi.”

Our job is simple: we find you the best coverage at the best price—right from day one and at every renewal.

And here’s the best part: we do it all for free. No fees, no extra costs. We shop around, so you don’t have to.

Right now, GEICO is making it easy for us to shop these GREAT RATES for your Steel Hauling!

With Trump’s new initiatives, the economy is heating up in 2025—are you ready to cash in on new opportunities?

Here’s an example: a new Office of Ship Building is being set up to boost U.S. manufacturing.

Think about it—building a ship takes thousands of tons of steel and needs 1,000 to 2,000 subcontractors for all kinds of parts.

That’s a whole lot of steel… and even more parts and widgets that need to be delivered.

Translation? There’s going to be more freight to haul than ever before.

Now’s the perfect time to jump in, make new connections, and save on GEICO Steel Hauler Insurance.

Capture this opportunity—get ahead of the competition today!

Start your fast and personalized CIS GEICO Truck Insurance Quote.

Or Just give us a call at CIS (330) 864-1511…we love to chat!

We are CIS, and We Make Your Truck Insurance Easy!

 

 

 

 

Authors

  • 2002 Founder of Commercial Insurance Solutions, Inc., Shelly Benisch specializes in providing Commercial Truck Insurance for owner operators and small motor carriers. Both CIC and TRS certified, She also writes a free educational trucking insurance advice blog dedicated to the little guy.

    CEO
  • Executive Director of Commercial Insurance Solutions, Inc., Christina Cummings leads her team in providing the best Truck Insurance with the best rates for Owner Operators and small Motor Carriers. Christina is TRS certified as a Transportation Risk Specialist. She is your "go to" person at CIS with questions, tips and networking opportunities in our trucking and expediting community.

Call CIS at (330) 864-1511 to chat with us and explore how GEICO’s trucking insurance can benefit you.

Or start your free customized CIS/GEICO quote

15 minutes could save you BIG $$$ on your Commercial Truck Insurance!

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Call CIS to explore how GEICO’s trucking insurance can benefit you.

Or get a free online GEICO commercial truck insurance quote now

15 minutes could save you BIG $$$ on your Commercial Truck Insurance!

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