Right now Minnesota Motor Carriers are choosing GEICO over Progressive due to price.
If you’re already in business, then just start a Minnesota Commercial Truck Insurance Online Quote comparison with CIS.
Commercial Insurance Solutions Inc. (CIS) is an independent trucking agency representing both GEICO and Progressive.
But if you’re a newbie, then first things first…
Is This a Good Time to Start a Trucking Company in Minnesota?
Yes, particularly around the Twin Cities, Minnesota is a major hub for medical technology, machinery and electronics.
The auto parts manufacturing sector is rapidly growing in St. Cloud and Rochester, with the state market expected to reach $202.6 million by the end of 2026.
More manufacturing growth means more freight to haul.
Also, with the FMCSA crackdown on non-domiciled CDL drivers, true Gophers have less competition ahead.
All this means you can bid higher on loads and land more freight.
So how do you get started, and what about the insurance?
What kind of Trucker do you want to be?
Progressive and GEICO both target these types of truckers:
- Small Motor Carriers or Independent Contractor Owner-Operators with their own DOT authority
- Small vehicle Owner-Operators without DOT authority
- Owner-Operators permanently leased on to a Motor Carrier
- Private Carriers dedicated solely to serving their own operations, not available for hire
If you want to to establish your own Motor Carrier authority to haul freight for hire across state lines, there’s some steps you need to know.
Here’s a little cheat sheet Simple Steps to Start your own DOT Motor Carrier Authority compliments of CIS:)
Both Progressive and GEICO directly process your MnDOT state and FMCSA federal liability filings.
CIS is here for you with any questions anytime (330) 864-1511.
If you already know what kind of truck you want to drive and what you’ll be hauling, it’s time to see what Progressive and GEICO have to offer:
Types of Trucks Progressive & GEICO insure in Minnesota
- Cargo Van Insurance
- Sprinter Van Insurance
- Step Van Insurance
- Hot Shot Trucking Insurance
- Box Truck Insurance
- Straight Truck Insurance
- Semi-Truck Insurance
- Dump Truck Insurance
Progressive & GEICO Minnesota Trucking Type Appetite
- Long Haul Commercial Trucking Services for Hire
- Expedited Freight and Last-Mile Delivery Solutions
- Hotshot Dually Transport and Auto Haulers
- Temperature-Controlled Freight for Sensitive Goods
- Heavy Equipment and Machinery Transportation
- Dirt, Sand, and Gravel Hauling Operations
- Steel Freight including Coils
- Agricultural Product Transportation
- Livestock Haulers
- Coal Haulers
- Garbage, Trash, and Debris Haulers
- Scrap Metal Recycling, Auto Transport, and Waste Hauling
- Escort Vehicles
- Septic Waste Haulers
Both companies offer similar coverage:
- Commercial Auto Liability (Primary and Non-Contributory)
- Non-Trucking Liability Insurance
- Truckers General Liability Insurance
- Uninsured/Underinsured Motorist Coverage
- Medical Payments and Personal Injury Protection (PIP)
- Comprehensive and Collision Physical Damage Coverage
- Motor Truck Cargo Insurance
- Emergency Roadside Assistance*
- Rental Reimbursement and Downtime Protection
- Trailer Interchange & Non-Owned Trailer Coverage
*GEICO has expanded its Emergency Roadside Assistance plan in Minnesota to include heavy trucks, alongside its existing coverage for smaller commercial vehicles.
Both Progressive and GEICO have expanded their motor truck cargo coverage, making it better, broader, and more readily accepted by most brokers.
Is GEICO Cheaper than Progressive in Minnesota?
For months GEICO has often had the lowest premiums for both new Owner Operators and established Motor Carriers.
But Progressive has recently reduced their rates for certain sectors, making it a close race.
Sometimes the premiums are neck and neck, and other times they’re still wildly different.
CIS will run an apples-to-apples comparison for you anytime with no extra charges or fees, ever.
Who’s More Flexible on Payments, Progressive or GEICO
Progressive and GEICO compete on flexibility and claims service to win and keep your business.
If you can swing it, paying in full is always your best bet because both companies offer a significant discount for it.
But most truckers go with quarterly or monthly billing.
If you choose a monthly plan, set up Electronic Funds Transfer (EFT).
That way, you’ll never miss a payment while you’re out on the road.
Making late payments to either company will likely mean a higher premium offer when it’s time to renew.
Remember that insurance companies are always looking for the most stable risks.
Why choose CIS for your Minnesota Progressive vs GEICO Quotes
Take a look at our 5-Star Google Reviews to see why so many independent truckers choose and stick with CIS.
Our small family-owned business has been helping the “little guy” with old fashioned, personal service since 2002.
We know our clients by name, and you’ll come to know ours, too.
Our small team of transportation insurance experts love hearing from you, whether you need a policy change, a funky Cert, or just want to say “Hi.”
We take the time to understand your unique situation and act as your personal advocate for the best coverage and lowest premiums from multiple insurance providers, including GEICO and Progressive.
Whether you’re a newbie just getting started or an established motor carrier, we promise to deliver the best insurance experience you’ve ever had.
It’s Easy to start your CIS Minnesota Trucking Insurance Quote Online
Or just give us a call! (330) 864-1511
We are CIS, and We Make Your Truck Insurance Easy!
