Commercial Truck Insurance Blog for Small Motor Carriers & Owner Operators

Welcome to the Commercial Truck Insurance Blog by CIS!

If you’re an Owner Operator or Small Motor Carrier, you’re in the right spot.

We’re here to make your trucking insurance simple—no confusing jargon, just easy-to-understand advice.

Plus, we’ll share tips to help you save money whether you’re driving a Commercial Van, Hot Shot, Box Truck or Big Rig.

We've got the quick answers you need to stay focused on the road.

Reefer Box Truck

Best Reefer Cargo Insurance

Discover the Best Reefer Breakdown Coverage for 2025 with GEICO Commercial Cargo Insurance. Top refrigerated truck insurance awaits – call CIS at (330) 864-1511 #CISDoesThat

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Steel Hauler Big Rig

Commercial Truck Insurance for Steel Haulers

CIS offers affordable commercial truck insurance for steel haulers, tailored to Owner Operators & small Motor Carriers nationwide. With 20 years of expertise, we cover the unique risk of hauling steel–think heavy loads and high stakes. Protect your truck and business with a plan built just for you. Start an online quote or call (330) 864-1511 –the ladies at CIS are ready to chat! #CISDoesThat

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Hot Shot Insurance for Dually Trucks with Trailers

GEICO Hot Shot Truck Insurance

GEICO’s Hot Shot Insurance is designed for small Independent Contractors and Owner Operators Nationwide
See why GEICO is the Best Choice for Hot Shot Trucking Insurance – Affordable Rates, Flexible Coverage & Fast Online Quotes here or call CIS (330) 864-1511 #CISDoesThat

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Chevy Silverado Dually 3500 perfect for Hotshot Freight

Difference between Hotshot Insurance vs Expediter Insurance

Difference between Hot Shot Insurance vs Expediter Insurance starts with FMCSA and type of vehicle.
Here’s a quick summary:
If you’re a Hot Shot with a 1 Ton Dually Pick Up Truck with a Trailer, you’ll need at least $750,000 in Commercial Auto Liability.
For lighter Commercial Vans under 10,001 GVW, the minimum FMCSA requirement is $300,000.
Read more here for everything you need to know about Hot Shot vs Expediter Insurance.

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