Florida Commercial Truck Insurance Quotes GEICO vs Progressive
Flo has apparently dropped some of her Florida Commercial Truck Insurance rates to compete with The Gecko:)
You heard that right.
Two of the biggest names in insurance have intensified their battle for your Florida trucking business.
Just like with anything else in life, a little competition can go a long way in lowering prices.
GEICO has been in the lead, but Progressive has some surprises.
Take a look at how much these trucking insurance premiums have been jumping around!
- Expedite – 2020 Freightliner M2 Straight Truck (NTL and Physical Damage only)
- Agricultural- 2008 Peterbilt 340 Water Truck
- Hotshot General Freight (New DOT) – 2019 Chevrolet Pick Up Truck & 2025 PJ Gooseneck Trailer
- Expedite- 2019 Ford Transit Cargo Van
- Hot Shot – 2023 Dodge Ram Pick Up & 2025 Big Tex Gooseneck Trailer
- Expedite- 2024 Ford Cargo Van
- Expedite- 2021 Ford Transit Cargo Van
- General Freight – 2018 Freightliner Straight Truck
- Auto Hauler 2020 Freightliner Tractor & 2017 Cottrell Trailer
Guys, we can’t stress this enough…NOW is the time to run some fresh comparisons, you never know what you’ll find!
CIS Commercial Insurance Solutions Inc. is a licensed independent trucking agency representing both GEICO and Progressive.
The Gecko is on the Hunt for Florida Gators!
If you’re already with Progressive, and not sure if you qualify for GEICO…here’s what you need to know:
Who Can Get GEICO’s Florida Commercial Truck Insurance?
- Small Motor Carriers and Owner Operators with their own operating authority (DOT)
- Owner Operators without their own operating authority
- Owner Operators leased on to a Motor Carrier
- Private Carriers who are not operating for hire
GEICO offers FAST service for state FDOT and federal FMCSA filings for your DOT operating authority.
Our CIS team helps you better understand those state and federal filings in laymans terms:
How to Get Started as a Trucking Pro?
Check out a couple of cheat sheets for Steps to Start Your Own DOT Motor Carrier Authority and why you may or may not need your own authority.
Florida Commercial Truck Insurance Requirements helps you to run legal with FDOT:)
Is this a Good Time to Start a Trucking Company in Florida?
Yes! While we all know Florida as a fun sunny vacation spot, it’s also a major manufacturing hub and the seventh-largest exporter in the United States.
Every year, over $60 Billion worth of freight is moved by truck from Florida to other states.
This includes a wide range of goods, from aircraft parts and telecommunications equipment to pharmaceuticals, electronics, agricultural produce, and vehicles.
This growth is happening statewide:
- Ocala is rapidly expanding as an industrial hub, driven by logistics and manufacturing.
- Jacksonville is undergoing a large-scale manufacturing and construction boom.
- The Tampa Bay area is home to top manufacturers like Honeywell International, Raytheon, and PGT Custom Windows and Doors.
- St. Petersburg’s Jabil Inc. is one of Florida’s largest manufacturers, providing electronic services with massive global operations.
- Miami is surprisingly seeing strong demand for industrial facilities, including those for AI-driven fabrication.
Florida’s manufacturing sector is booming and its economy is growing, making it a great time to be a trucker in the Sunshine State.
Even if you’re not interested in long-haul interstate trips, there are still plenty of opportunities right here in Florida.
You could focus on local deliveries as a courier, drive a reefer sprinter to haul seafood, haul materials for construction sites with a dump truck, or support the agricultural industry.
In fact, according to TRIP, freight moved by trucks within Florida is projected to jump by 58% in weight and a huge 94% in value by 2050.
What Kind of Trucks does GEICO Cover?
Box and Straight Truck Insurance
Dump Truck Insurance
Semi Truck Insurance
…and many MORE!
Which Types of Trucking does GEICO insure in Florida?
Pretty much the same types as Progressive:)
- Unlimited Radius Commercial Trucking for Hire
- Expediters and Last Mile Delivery
- HotShot and Auto Delivery
- Temperature Controlled Freight including Excellent Reefer Coverage
- Heavy Equipment Haulers including Machinery and Steel Coils
- Dirt, Sand and Gravel Operations
- Agricultural Haulers
- Garbage and Trash Haulers
- Debris Removal Haulers
- Scrap Metal, Scrap Auto & Recycling
- Septic Waste Removal
- Escort Vehicles
…and more
What are GEICO’s Trucking Coverage Options?
- Commercial Auto Liability (including Primary and NonContributory)
- General Trucking Liability
- NonTrucking Liability
- Uninsured/Underinsured Motorist
- Medical Payments or PIP as states differ
- Physical Damage including Comprehensive and Collision
- Motor Truck Cargo with a generous Reefer option
- Rental Reimbursement with Downtime
- Emergency Roadside Assistance including Heavy Vehicles
- Non-Owned Trailer and Trailer Interchange
How Affordable is GEICO’s Florida Commercial Truck Insurance?
GEICO’s premiums have been beating Progressive and other insurance providers for many months now.
But Progressive and others are scrambling to maintain their share of the sunshine state.
GEICO is also taking the lead with the lowest down payments for commercial truck insurance in Florida.
You can choose to pay all at once, quarterly, in 9-month stretches, or monthly.
EFT automatic deductions and recurring credit card payments are also an option.
Both GEICO and Progressive offer significant discounts for one time up front payments in full.
GEICO is particularly flexible if you need to change your payment choices.
Why Choose CIS for your Florida Truck Insurance?
At CIS, we’re a family-owned agency who loves the little guy.
Mom and Pop, small family owned trucking companies keep America moving, and we’ve got their backs just like they’ve got ours.
Check out our CIS 5-star Google Reviews to see our commitment to top-notch service.
Since we started in Ohio back in 2002, we’ve expanded to cover most states including Florida.
We’re all about getting to know our clients by name, and we enjoy it when you give us a call just to chat.
Our dedicated transportation insurance pros specialize in commercial insurance, focusing just on truckers.
We get that every Owner Operator and Motor Carrier has their own unique contracts and setups.
We work hard to find the best coverage and lowest premiums from inception of your policy and before each renewal.
With the trucking market thriving again in 2026, it’s a great time for all of us.
Get a GEICO vs Progressive comparison with a quick CIS Florida Truck Insurance Online Quote.
…Or if you’re parked (& bored) just give us a call…we’d love to chat with you!
CIS (330) 864-1511
We are CIS, and We Make Your Truck Insurance Easy!
