Flo is reducing her Commercial Truck Insurance rates in Florida to compete with The Gecko.
You heard that right. Two of the biggest names in insurance are finally battling it out for your Florida trucking business.
Competition for any product generates lower costs, and commercial truck insurance is no different.
Here’s four GEICO vs Progressive premium comparisons from last week for Cargo Vans, Sprinters, Hot Shots, Straight Trucks, and Semis:
GEICO vs Progressive Florida Commercial Truck Insurance Examples
Expedite- 2021 Ford Transit Cargo Van
Hot Shot – 2023 Dodge Ram Pick Up & 2025 Big Tex Gooseneck Trailer
General Freight – 2018 Freightliner Straight Truck
Auto Hauler 2020 Freightliner Tractor & 2017 Cottrell Trailer
Truckers can get low down payment commercial truck insurance quotes online from both companies with Commercial Insurance Solutions Inc.
CIS is a licensed independent agent specializing in commercial trucking for both GEICO and Progressive.
The Gecko is on the Hunt for Florida Gators!
GEICO’s still holding the top spot, but premiums are shifting every month with Progressive now leading for Florida’s Hot Shot Trucking business.
If you haven’t called us for a quick comparison on your commercial truck insurance, what are you waiting for? Talk with us today!
(The Gecko still seems determined to win Florida:)
If you’re already with Progressive, and not sure if you qualify for GEICO…here’s what you need to know:
Who Can Get GEICO’s Florida Commercial Truck Insurance?
- Small Motor Carriers and Owner Operators with their own operating authority (DOT)
- Owner Operators without their own operating authority
- Owner Operators leased on to a Motor Carrier
- Private Carriers who are not operating for hire
GEICO offers FAST service for state FDOT and federal FMCSA filings for your DOT operating authority.
Our CIS team helps you better understand those state and federal filings in laymans terms:
How to Get Started as a Trucking Pro?
Check out a couple of cheat sheets for Steps to Start Your Own DOT Motor Carrier Authority and why you may or may not need your own authority.
Florida Commercial Truck Insurance Requirements helps you to run legal with FDOT:)
What Trucks does GEICO insure in The Sunshine State?
Box and Straight Truck Insurance
Dump Truck Insurance
Semi Truck Insurance
…and many MORE!
Which Types of Trucking does GEICO insure in Florida?
- Unlimited Radius Commercial Trucking for Hire
- Expediters and Last Mile Delivery
- HotShot and Auto Delivery
- Temperature Controlled Freight including Excellent Reefer Coverage
- Heavy Equipment Haulers including Machinery and Steel Coils
- Dirt, Sand and Gravel Operations
- Agricultural Haulers
- Garbage and Trash Haulers
- Debris Removal Haulers
- Scrap Metal, Scrap Auto & Recycling
- Septic Waste Removal
- Escort Vehicles
…and more
What are GEICO’s Trucking Coverage Options?
- Commercial Auto Liability (including Primary and NonContributory)
- General Trucking Liability
- NonTrucking Liability
- Uninsured/Underinsured Motorist
- Medical Payments or PIP as states differ
- Physical Damage including Comprehensive and Collision
- Motor Truck Cargo with a generous Reefer option
- Rental Reimbursement with Downtime
- Roadside Assistance
- Non-Owned Trailer and Trailer Interchange
How Affordable is GEICO’s Florida Commercial Truck Insurance?
GEICO’s premiums have been beating Progressive and other insurance providers for many months now.
But Progressive and others are scrambling to maintain their share of the sunshine state.
GEICO is also taking the lead with the lowest down payments for commercial truck insurance in Florida.
You can choose to pay all at once, quarterly, in 9-month stretches, or monthly.
EFT automatic deductions and recurring credit card payments are also an option.
Both GEICO and Progressive offer significant discounts for one time up front payments in full.
GEICO is particularly flexible if you need to change your payment choices.
Why Choose CIS for your Florida GEICO Truck Insurance?
At CIS, we’re a family-owned agency who loves the little guy.
Mom and Pop, small family owned trucking companies keep America moving, and we’ve got their backs just like they’ve got ours.
Check out our CIS 5-star Google Reviews to see our commitment to top-notch service.
Since we started in Ohio back in 2002, we’ve expanded to cover most states including Florida.
We’re all about getting to know our clients by name, and we enjoy it when you give us a call just to chat.
Our dedicated transportation insurance pros specialize in commercial insurance, focusing just on truckers.
We get that every Owner Operator and Motor Carrier has their own unique contracts and setups.
We work hard to find the best coverage and lowest premiums from inception of your policy and before each renewal.
With the trucking market set to thrive in 2026, it’s a great time for all of us.
Get a GEICO vs Progressive comparison with a quick CIS Florida Truck Insurance Online Quote.
…Or if you’re parked (& bored) just give us a call…we’d love to chat with you!
CIS|(330) 864-1511
We are CIS, and We Make Your Truck Insurance Easy!
