What is Truckers Physical Damage Insurance

What is Truckers General Liability Insurance

General Liability

Truckers General Liability insures you for accidents when you’re NOT operating your truck.
Primary Commercial Auto Liability covers you for accidents while you ARE operating your truck.

Pennsylvania Trucking Insurance Requirements

Pennsylvania Road Sign

Meeting Pennsylvania Trucking Insurance Requirements just got easier as a brand new insurance company steps in to compete for Motor Carriers.
Higher limits of insurance coverage are required by FMCSA, and with competition comes lower premiums for these high limits.

Virginia Trucking Insurance Requirements

Virginia Road Sign

Virginia’s trucking insurance requirements align with FMCSA’s high federal guideline limits.
A new insurance player is making it more affordable as more competition for Motor Carrier business lowers premiums.

Arkansas Trucking Insurance Requirements

Arkansas Road Sign

Arkansas Trucking Insurance requirements are easier to meet with a brand new insurance provider finally stepping in to compete for Motor Carriers.
FMCSA requires higher limits of coverage for Motor Carriers, and competition brings lower premiums.

What to Know About Insuring Cargo Vans for Commercial Use

Cargo Vans & Sprinters

Insuring your Cargo Van or Sprinter for Commercial Use, Required Coverage and Limits, plus the Best Load Board and Bid Training for newbies.
BONUS: A Brand NEW Better Priced insurance provider finally emerges for Expediters and Last Mile Delivery.

GEICO Commercial Truck Insurance is finally HERE!

Finally have another CHOICE for Commercial Trucking Insurance

GEICO Trucking Insurance: Another Choice for Expediters! 330-864-1511   We are delighted to let you know that CIS can now offer Owner Operators and small Motor Carriers an additional choice for Trucking Insurance: GEICO. Our Expediting Community has experienced rough and volatile times for what seems like an eternity. But with GEICO trucking insurance as […]

New Expediting Truck Insurance Launching!

Finally have another CHOICE for Commercial Trucking Insurance

Exciting News:  Brand New Expediting Truck Insurance is Launching! Shhh!….It’s technically still a secret…but another Expediting Insurance choice is in the works! CIS is gearing up now to revolutionize Expediting Truck Insurance with a new Insurance Provider backed by a Powerhouse you all know. Our new Commercial Truck Insurance partner provides customized packages for everyone […]

Indiana Commercial Truck Insurance Requirements

Indiana Road Sign for Commercial Trucking Blog

Indiana Motor Carriers must follow FMCSA’s minimum Commercial Auto Liability Requirements.
But we’re beginning to see lower premiums as a fresh insurance competitor enters the trucking arena.

How to Reduce Your Commercial Truck Insurance Premiums

Reduce your Truck Insurance Premium

Reduce Your Commercial Truck Insurance Premium with These Proven Tips Despite today’s hard market, you can still reduce your trucking insurance premium over time with a little effort. Continue reading for tips on lowering your premium without sacrificing coverage. Then at the end uncover the key emerging secret in Commercial Truck Insurance that can reduce […]

Cargo Vans vs Sprinter Vans

You Decide Straight Ahead Sign

Commercial Cargo Vans and Sprinter Vans are used to haul Expedited Freight and Last Mile Deliveries.
Overall Quality, Cost, Size, Cargo Capacity, Fuel Economy and Repair Costs are debated in Forums.
But what are your affordable insurance options for the best fit for you?

Ohio Commercial Truck Insurance Requirements

Ohio Street Sign

To legally transport goods across state lines, Ohio Motor Carriers must meet FMCSA’s minimum Commercial Auto Liability Requirements. 
A fresh new insurance provider has stepped in with an easier, better priced choice.

Florida Commercial Truck Insurance Requirements 

Florida Highway Sign

For a Florida Motor Carrier to legally move goods across state lines it’s key to meet FMCSA’s minimum Commercial Auto Liability Requirements.
A new insurance company has stepped into the arena to make that a whole lot easier.

Commercial Truck Insurance Requirement MC S90

Commercial Trucking MC S90 is Public Liability Insurance

The Commercial Truck Insurance Filing Requirement MC S90 is easy once you know what it is. You’ll hear both MC S90 and BMC91X mentioned over and over, but what are they? Here’s a quick summary:   You’re a Trucking Owner Operator looking to become a For Hire Motor Carrier. FMCSA has some legal requirements you […]

Commercial Truck Roadside Assistance

Trucker needs Roadside Assistance

Owner Operators who need Truck Roadside Assistance are often shocked at the exorbitant rates some towing companies charge.  Until now most insurance companies have shied away from offering roadside assistance to large trucks.  Progressive Commercial Truck Insurance has broken the barrier and is now offering Heavy Truck Roadside Assistance.   How much does it usually […]

Who has the Best Commercial Truck Insurance?

Cargo Vans, Sprinters, HotShots, Straights & Big Rigs are included in the new GEICO Expediting Insurance program

5 Simple Tips for Finding the Best Commercial Truck Insurance When it comes to commercial truck insurance, having the right coverage and premium is crucial for truckers and owner-operators.  There is a lot to know in order to decide what is best for your unique situation. We’ve compiled five tips to help you find the […]

What is the Definition of a Commercial Vehicle

Understand What is a Commercial Vehicle

What’s a Commercial Vehicle? One definiton of a commercial vehicle is simply a motor vehicle used for business rather than personal or family use. Commercial vehicles that are used for transporting goods for hire are regulated by both federal and local laws. The true definition of a commercial vehicle can be confusing because of FMCSA […]

Michigan Owner Operator PIP Truck Insurance Rates

Michigan Owner Operators pay more for truck insurance rates due to PIP

Michigan Owner Operators are required to carry PIP, which inflates their truck insurance rate. PIP is Personal Injury Protection that an Owner Operator purchases as part of his Trucking Commercial Auto Liability Insurance policy. PIP insurance covers medical and other expenses for an Owner Operator and passengers no matter who is at fault. In a […]

What does Occupational Accident Insurance for Truckers cover?

Occupational Accident Insurance for Truckers

Occupational Accident insurance for Owner Operator Truckers is a supplemental insurance plan to help cover medical, death and disability claims resulting from on the job injuries. Occupational Accident policies can include coverage for: Accidental Death Survivors Benefits Accidental Dismemberment Accidental Paralysis Accident Medical Expenses Temporary Total Disability Continuous Total Disability While specific coverage limits vary, […]

FedEx Custom Critical Owner Operator Insurance

Expediting Straight Box Trucks require $750K Liability

What kind of commercial truck insurance does a FedEx Custom Critical Owner Operator need? Owner Operators hauling for the FedEx Custom Critical division are independent contractors and provide their own $1,000,000 NTL, Non Trucking Liability Insurance. Non Trucking Liability insures the Owner Operator’s equipment. NTL only covers you when you’re not hauling on behalf of […]

How to Become an Owner Operator with No Experience?

New Owner Operators can drive all kinds of Commercial Trucks

Tips and Requirements on How to Become an Owner Operator With No Experience What is an Owner Operator?  An Owner Operator is someone who owns their own truck and operates as an Independent Contractor hauling freight for hire. Many Owner Operators Lease On to a Motor Carrier where a Dispatcher finds freight for them to […]

9 Tips for the Cheapest Commercial Van Insurance

Commercial Insurance for Cargo Van

Commercial Van Insurance should be cheap given it’s not technically Commercial Truck Insurance.   Coverage for Cargo Vans and Sprinters is usually written as Business Auto Insurance. Here’s why that difference matters to you along with 9 tips on how to get the Cheapest Commercial Van Insurance:   Today the Expediting Trucking For Hire world […]

Commercial Truck Insurance 101

Owner Operator Commercial Trucker preparing her business

Commercial Truck Insurance 101 for Motor Carriers and Owner Operators starts with the 4 different categories of coverage:             Commercial Auto Liability Physical Damage Cargo General Liability   What does each category of truck insurance cover and how does each one protect you?   Let’s start with the first category […]

Save Money on Your New Motor Carrier Truck Insurance

Savings Ahead for Truck Insurance

Owner Operators looking to save money on new Motor Carrier Truck Insurance need to understand the basics. Are you currently a Leased on Owner Operator hauling freight under permanent lease with a large Motor Carrier? If you’re ready to obtain your DOT Motor Carrier authority, keep reading. Truck insurance is very different for a ‘leased […]

Progressive now insures Small Truck Fleets

CIS Progressive Insurance Logo

Well it’s been years in the making, but Progressive now insures Small Truck Fleets.  Here’s what you need to know: What is Progressive Small Fleet for Trucks? Small Fleet refers to the number of vehicles, not the type of vehicle. A new Progressive Small Fleet policy can be written for accounts with 10-40 existing units. […]

10 Quick Tips to Lower Your Trucking Insurance Premium

10 Quick Tips to Lower Your Trucking Insurance Premium

  Here are 10 Quick Tips to Lower Your Trucking Insurance Premium:   1.  Credit is King The better your credit, the more options you have.  Insurance algorithms indicate that people with better credit are generally more responsible and “less risky” personality types.  Credit information as predictive of future accidents or claims is a hotly […]

What is Progressive Smart Haul?

Electronic Logging Devices used for Progressive Smart Haul Program for Truckers

Here’s what you need to know about Progressive Smart Haul: Smart Haul is a program that allows Small Motor Carriers and Owner Operators the opportunity to save between 5% and 20% on their truck insurance by allowing Progressive access to their Electronic Logging Device – ELD. Current average savings for Owner Operators with Smart Haul […]

What’s the Best State for Trucking Insurance

Best State for Trucking Insurance

The 5 Hot New Battleground States for Commercial Trucking Insurance are Ohio, Indiana, Illinois, Florida and Texas.
South Carolina, Arizona and Colorado are next on the list.
This is because of new competition entering the marketplace.

Independent Contractor FedEx Custom Critical

Expediting Straight Box Trucks require $750K Liability

Independent Contractors for FedEx Custom Critical own and maintain their own trucks and provide their own insurance.  As the Owner Operator of the truck, they have no designated route and can accept or reject loads.  What kind of commercial truck insurance does a FedEx Custom Critical Owner Operator need? Owner Operators hauling for the FedEx […]

Non Trucking Liability – The Most Misunderstood Insurance Coverage

Commercial Truck and Non Trucking Liability Insurance

Non Trucking Liability or NTL, is frequently misunderstood because many Owner Operators think it simply means when not under dispatch.  Read more to learn how Non Trucking Liability really works. Who needs Non Trucking Liability Insurance? Non Trucking Liability is insurance coverage for an Owner Operator who is permanently Leased On to a Motor Carrier. […]

Difference between Hotshot Insurance vs Expediter Insurance

Chevy Silverado Dually 3500 perfect for Hotshot Freight

~Hot Shots are 1 ton Duallys with Gooseneck Trailers
~Expediters can be Cargo Vans, Sprinters, Straight Trucks or Tractor Trailers
Both Hot Shots and Expediters haul time sensitive freight for hire across state lines
Insurance requirements differ depending on weight of vehicles and commodities
BONUS – A Brand New Insurance Choice with Excellent Rates is Finally Here

Commercial Truck Requirement MCS-150

MCS-150 Commercial Truck Requirement

Commercial Truck Requirement MCS-150 applies every 24 months for EXISTING Motor Carriers. This blog is a continuation of our earlier blog, Commercial Truck Insurance Requirement MCS-90 or how to BECOME a Motor Carrier. FMCSA is the transportation governing body that requires an MCS-150 update on your business every 24 months. If you’ve gotten to the […]