
Non Trucking Liability – The Most Misunderstood Insurance Coverage
Non Trucking Liability or NTL, is frequently misunderstood because many Owner Operators think it simply means when not under dispatch. Read more to learn how Non Trucking Liability really works. Who needs Non

Understanding Owner Operator Phys Dam Insurance
Owner Operator, do you ever drive along and wonder “Exactly What IS Phys Dam?” “Phys Dam” is short for Physical Damage. Physical Damage is the Comp and Collision Insurance Coverage on your truck.

Understanding Owner Operator Truck General Liability
So Picture This: You’ve advertised for a driver (using a logo your creative nephew designed) and as the new driver is making his delivery to your customer he’s also gossiping dirt about a

Understanding Owner Operator Motor Truck Cargo Insurance – and Who’s Carmack?
“Hmmmm…so if something goes wrong, who IS responsible for all that stuff I’m hauling in the back of my truck?” The “Cargo” in the back of your truck requires its own type of

Understanding Owner Operator Commercial Auto Liability Insurance
Has anyone ever said to you, “You’re liable to get sued!” Everyone has heard it, but what does the word “liable” mean? It means you’re likely to have legal responsibility for damages you

Chatter from earlier post, Why Cargo Vans and Sprinters carry $1 Million Liability?
There was quite a bit of chatter after I posted this explanation about Cargo Van and Sprinter Insurance… Why Cargo Vans and Sprinters carry $1 Million Liability?? Published on August 19, 2016 By
Difference between General Liability vs Auto Liability to a Trucker
General Liability vs Auto Liability By Shelly Benisch Given the number of policies with $1 Million General Liability and State Minimum Auto Liability currently popping up out there, it’s a good time to

Send to anyone who is still Texting or Checking Messages while Driving
Posted by Cliff J. on November 2, 2016 in Acuity’s Trucker Focus The FMCSA restricts the use of hand-held mobile devices by drivers of commercial vehicles. In addition to prohibiting texting, the FMCSA forbids

Expediter Owner Operator Insurance – the “other reason” you didn’t get that last load
Expediter Owner Operator, are you asking yourself “Why didn’t I get that load?” You were in the right place at the right time…and you just bid lower than you would have liked in

Commercial Truck Requirement MCS-150
Commercial Truck Requirement MCS-150 applies every 24 months for EXISTING Motor Carriers. This blog is a continuation of our earlier blog, Commercial Truck Insurance Requirement MCS-90 or how to BECOME a Motor Carrier.